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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. One area in which errors are commonly made on life insurance applications and for which the incontestable clause does NOT apply is

A) age.
B) state of residence.
C) occupation.
D) education level.

2. The provision that the policy and a copy of an application is endorsed upon or attached to the policy when issued is the

A) certificate.
B) policy summary.
C) entire contract.
D) application.

3. Long-Term Care Policies exclude coverage for all of the following EXCEPT

A) acts of war while serving in the military.
B) alcoholism or drug addiction.
C) Alzheimer's disease.
D) self-inflicted injuries.

4. Returning part of the commission or giving anything of value to the insured as an inducement to buy a policy is

A) rebating.
B) defamation.
C) coercion.
D) controlled business.

5. Mortgage redemption or cancellation insurance is a form of what type of insurance?

A) Increasing term.
B) Level premium whole life.
C) Level premium universal life.
D) Decreasing term.

Solutions: