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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is NOT effective with a Quit Claim Deed?

A) Conveyance of title interest.
B) Warranty of title.
C) Stops grantor from asserting rights.
D) Remove clouds on title.

2. The commissioner may refuse to issue a license if the applicant

A) has allowed an insurance license to lapse.
B) is not a resident of Pennsylvania.
C) provided incorrect information on licensing application.
D) is 20-years of age.

3. Which of the following parties can file a claim under the provisions of a title policy?

A) The taxing authority with jurisdiction over the insured property.
B) The insured named under the policy.
C) The holder of an undisclosed interest in the insured property.
D) The holder of a judgment against the insured.

4. An agent who collects money from an insured and holds it for payment to the insurer is

A) providing coverage.
B) wrongfully withholding funds.
C) commingling funds.
D) acting in a fiduciary capacity.

5. A waiver is defined as the

A) modification of a known right.
B) acceptance of terms of the policy.
C) misrepresentation of a known right.
D) intentional and voluntary giving up of a known right.

Solutions: