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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question 1

Someone who sells, solicits, or negotiates insurance contracts for compensation is called

A. a life insurer.
B. an insurance producer.
C. an independent insurance adjuster.
D. an insurance adviser.

Question 2

In health insurance policies, the reinstatement provision is

A. optional.
B. elective.
C. mandatory.
D. not required.

Question 3

Which of the following is a basic benefit of Medicare Supplemental insurance?

A. Preventive care.
B. First 3 pints of blood each year.
C. Basic drugs limit of $1,250.
D. At-home recovery.

Question 4

The Health Insurance Portability and Accountability Act (HIPAA) ensures that qualified individuals who change jobs will have access to group health insurance with their new employer without

A. having to satisfy a new preexisting condition period.
B. having to meet a new deductible.
C. any change in the level of benefits they receive.
D. having any increase in premium costs.

Question 5

The general enrollment period for Medicare Part B ends on

A. May 31.
B. December 31.
C. June 30.
D. March 31.

Solutions: